Rob, I Gotta say that you’ve been the coolest financial dude I’ve ever met. Thank you so much for all your help. The Emails, texts & calls, oh dear the calls … Crying, laughing being my shrink. Life is hard sometimes and in the past few years I’ve turned to you to get me out of it. You make a difference to people’s lives and my goodness you’ve made life that much more better for me. My friend, thanks a million.